Pet Insurance Information

At Bayshore Veterinary Clinic, we believe that every pet deserves access to the best care possible. Pet insurance can help make that care more affordable and less stressful when unexpected health issues arise.

Pet insurance is a health care policy for your dog or cat that reimburses you for certain medical expenses. It works similarly to human health insurance, but you pay the veterinary provider upfront and then submit a claim for reimbursement.

Unexpected veterinary bills can be costly. Pet insurance helps:

• 💸 Reduce financial stress during emergencies or accidents
• 🏥 Provide access to advanced care including surgery, diagnostics, and specialist visits
• 🐶 Support lifelong health with coverage for chronic conditions and illnesses
• 🐾 Encourage routine care with optional wellness add-ons (depending on the provider)

Coverage varies by plan, but typical policies include:

• Accidents & injuries
• Illnesses (like infections, cancer, digestive issues)
• Diagnostic testing (blood work, x-rays, etc.)
• Surgeries & hospitalizations
• Prescription medications

Some plans offer optional wellness coverage for:

• Vaccines
• Flea/tick prevention
• Dental cleanings
• Annual exams

Things to Consider When Choosing a Plan

• Monthly premium cost
• Deductibles and reimbursement percentage
• Exclusions for pre-existing conditions
• Coverage limits per year or incident
• Waiting periods for coverage to begin

Popular Pet Insurance Providers

While we do not endorse a specific provider, some of the most commonly used options include:

• Trupanion ( Your vet bills are paid directly at checkout )
• Healthy Paws
• Pets Best Insurance
• ASPCA Pet Insurance
• Lemonade

We recommend researching each one and choosing a plan that fits your pet’s needs and your budget.